Overview
ICICI home loan can be availed for the purchase of a new or resale property and Home improvement loan is for the extension or renovation of an existing home. In case you are short of money even after availing these loans, ICICI offers a top up loan called Home Plus. It can be availed along with any other home loan.
Here are the current lending rates being offered to new borrowers by ICICI bank. While Salaried women have the option of availing a reduced lending rate by 0.5% (provided they are the first owner of property). The same privilege is not being extended to self-employed women.
Loan Slab | Lending Rate | Lending Rate for Women |
Upto 5 crore | 9.60 | 9.65 |
Above 5 crore | 9.85 | 9.90 |
Loan Slab ( 1 - 3 years) | Lending Rate | Lending Rate for Women |
Upto 5 crore | 9.65 | 9.65 |
Above 5 crore | 9.90 | 9.90 |
Loan Slab ( 5 years, 10 years) | ||
Upto 30 lakhs | 9.65 | 9.60 |
30 lakhs - 5 crore | 9.75 | 9.70 |
Above 5 crore | 10 | 9.95 |
Loan Slab (30 years) | ||
Upto 30 lakhs | 9.75 | 9.70 |
30 lakhs - 5 crore | 9.85 | 9.80 |
Above 5 crore | 10.1 | 10.05 |
Loan Slab | Lending Rate |
Upto 1.5 crore | 9.65 |
Above 1.5 crore | 9.75 to 9.90 |
Loan Slab ( 1 - 3 years) | Lending Rate |
Upto 1.5 crore | 9.65 |
Above 1.5 crore | 9.75 to 9.90 |
Loan Slab ( 5 years, 10 years) | |
Upto 30 lakhs | 9.65 |
Above 30 lakhs | 9.75 to 10 |
Loan Slab (30 years) | |
Upto 30 lakhs | 9.75 |
Above 30 lakhs | 9.85 to 10.10 |
Eligibility
Processing Fees
Document Required
(points 3 and 4 should be of both the individual and the business entity and attested by a CA)
All documents to be self-attested.
Please note that the above list is indicative in nature and the bank may require more documents as per case.
Note: All documents listed above are only indicative of the general list of documents requested by the bank, these may vary depending on your location and financial history. Do check with your bank while applying for the loan.