Rs. 1 lakh - Rs. 28 lakhs
For salaries: 10.45%
For self-employed: 10.70%
Overview
Asha home loan is designed for small budget loans.
The loan offers a minimum amount of 1 lac to a maximum of 28 lacs for the purpose of purchasing a ready or under construction or resale property.
It is also available for the purchase of a plot and construction of a house on it or a loan for constructing a house on a plot already owned by you.
Floating:
Salaried:- 10.45% p.a
Self employed:- 10.70% p.a
and Fixed Rate of Interest is at 11.75% p.a.
Key Features
Eligibility
Eligibility for this home loan will be decided by Axis bank based on the specifics of your application and financial history.
Processing Fees
Upto 1% of the loan amount subject to minimum of Rs. 10,000/-
Document Required
Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Aadhar Card or PAN card or any other document as acceptable to the Bank
Bank statement or Passbook for the last 6 months where salary or income is credited for salaried and self employed applicants
Proof of income for:
Salaried:- Salary Slips or Income Tax Return or any other relevant document to establish regular income as acceptable to the Bank
Self employed:- IT Returns, P & L accounts & B/S or any other relevant document to establish a source of regular income from business or profession as acceptable to the Bank
Link: http://www.axisbank.com/personal/loans/home-loan/asha-home-loans/features-and-benefits.aspx