Saving money is always at the back of our minds. But our fast paced lives make it difficult for us to keep a tab on our expenses. So we came up with a solution to this problem. Turn your smartphone into a money saving machine with the latest financial management and social connection apps! But most of us would be clueless about where to start…
So we put together a list of 10 smartphone apps in India which will help you save money:
1. My tax India:
Available on: Android, iOSFor: Income tax calculations This free app makes income tax calculation easy and can suggest how much more investment is needed to save tax on your income! It also lets you export your details and create multiple user entries. with this app you can avoid the last minute chaos and calculate your tax simply by entering your salary and vital investment figures.
2. Expense manager:
Available on: AndroidFor: keeping track of expenses Expenses Manager is a free personal finance manager. It can generate accurate reports as well as analyze your expenses and income for specified time periods to identify potential savings. All you have to do is enter each and every expense into this app and then monitor the reports. this will give you a clear idea of how to curb your expenses.
Available on: Android, iOSFor: keeping track of data usage If you don’t use an unlimited data plan, then you can install Onavo to keep those bills in check. Onavo is a data monitoring and controlling app that ensures you don’t exceed the data limit. This free app lets you set data limit for a day, week or even month and sends alerts as soon as you are nearing this limit. It also monitors apps that are sucking data and are not actually required. It has an option for setting a data roaming cap too.
Available on: Android For: Comparing cheapest prices online If you are crazy about online shopping then MySmartPrice is ‘THE’ app which can help you get the best deals. It helps you compare prices and offers for Mobiles, Cameras, Laptops, Accessories, TVs, Appliances various products across 30 e-commerce websites. If a coupon is available for certain products, the application provides the coupon code, making your search for best deals online easy. For offline comparisons of mobile phones and tablets visit Pricebaba. Its mobile friendly website helps you make comparisons across retail stores in 5 cities; Mumbai, Pune, Delhi, Bangalore and Ahmedabad.
Available on: Android, iOS, Windows, BlackberryFor: keeping track of stock market Bloomberg helps you keep track of domestic and international markets for Equity Indices, Commodities, Bonds, Currencies, and Equity Index Futures in real-time. Bloomberg’s My Stocks function lets you follow your stocks while toggling through different views such as Value, Value Change, Position, Bought At, Profit & Loss, and Last. Install this app to get live quotes for stocks listed on NSE,BSE, and international stock market, along with keeping an eye on your portfolio. Save time and money with this dynamic app.
6. WhatsApp Messenger:
Available on: Android, iOS, Windows, BlackberryFor: Instant Messaging If you love sending messages, then this is one app you MUST have! WhatsApp Messenger is a smartphone messenger which uses internet connectivity or WiFi to help you chat away endlessly with all your contacts who have installed this app. This free app lets you send and receive messages, pictures, audio notes, and video messages. It can help you save a huge amount spent on messaging and calling. However, the app is not free for iOS users.
Available on: Android, iOS, WindowsFor: video chatting and IM If you are someone who needs to talk over the phone a lot, Skype on your smartphone is the best option to reduce call costs. You can make free Skype-to-Skype video and voice calls, as well as send IMs to friends and family. The skype out facility, which allows you to make international calls at cheaper rates than mobile carriers can help you save substantially.
Available on : Android, iOS, Windows, BlackberryFor: free calling, IM and Voice chat Line is a complete package for text messaging, making free calls and amazingly expressive emoticons. It also has web applications for Windows PC and Mac. It combines the features of WhatsApp and Viber helping you save money on the go!
Available on:Android, BlackberryFor: Discount offers DelightCircle is free app you can use for finding discounts and offers on shopping stores, restaurants, mobile phones, apparels and even groceries in your location. You can also enter your preferences so that the app gives you discounts, offers only on what you are looking for.
Available on:Android, iOSFor: keeping track of coupons and freebies Pointshelf can be very useful for all those of you who eat out very often. It helps you keep a track of all your freebies and offers as a frequent visitor at your favorite restaurants. All you have to do is get your coupons stamped on this app on every visit to your favorite restaurant. This will not only help you save money, but also the hassle of managing coupons and loyalty cards. Are there any other free apps you use for saving money? Do share them with us in the comments section below. Meanwhile check out this calculator to see how much you can save on your home loan.
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