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Get Upto Rs. 10 Cr Loan Against Property

Loan against property is quick and easy. To get started, lets begin with

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4.7 stars
Nagaraj Potti
Team did a very good job of coordinating with the bank, and also made things very simple for customer. Would recommend, as using their services helped to help smooth out the process of home loan procurement.
Shweta Shinde
They are well informed and know how to get things done and are very cooperative with respect to your busy schedule.On field people who actually face banks, work with your documents, validate it and help you get all things right are very active and will definitely help you switch your loans easily.Thanks.
Praveen tiwari
Really helpful team. I had to deal with some tedious sarkari process before switch me team pitched in, and suddenly, everything was really smooth. Thanks again

Best Interest Rates from Top Lenders

The interest rates differ as per the loan slabs and the property type

For Loan Upto 99.99 Lakhs Interest Rate% p.a
Residential - Self Occupied 9.50 to 10.50
Residential - Rented or Vacant 9.75 to 10.75
Commercial Property 9.75 to 11.50
For Loan 100 Lakhs & Above Interest Rate% p.a
Residential - Self Occupied 9.25 to 10.25
Residential - Rented or Vacant 9.50 to 10.50
Commercial Property 9.50 to 11.25

With over 12+ loan options, here is a varied set of lenders providing PLR, BPLR or MCLR with yearly, half yearly, quarterly, monthly, weekly and daily reset.

SBI (State Bank of India)



BOB (Bank of Baroda)


And more

How it works?


Tell us how much, how soon, your preferred lender and preferred interest rates or cost.


A personal Home Loan Advisor will call you and check your eligibility. They will also design a customized document checklist for you.


We sign a contract and charge you a fee. This means you can hold us accountable for the results.


Track your loan transfer process anytime and from anywhere.


Timely, hassle free disbursal.

Eligibility Criteria

The eligibility requirements for availing LAP are similar to those of a normal home loan (or commercial property loan). The below listed criteria help you check your eligibility for Loan Against Property.

Reasons for Loan

You can take loan against property to:

  • Expand your business
  • A dream wedding
  • A medical emergency
  • Fund child’s education
  • Most awaited vacation
  • Or any personal need which is valid and legal

Loan Amount

Bank will give you a loan based on the Current Market Value of your property and the type of property as:

Property Type LTV%
Residential Upto 70%
Commercial Upto 60%


Bank will allow you to repay with Monthly installments based on your (or your business’s) Net Monthly Income (NMI) and other EMIs or expenses based on that income.

The EMI eligibility could be increased by adding family members, business firms, companies owned by applicants.

Tenure & Age

The tenure for loan against property can range from 1 year to 15 years. Bank calculates tenure based on:

  • How much EMI you can afford to repay the loan.
  • When does the eldest applicant attains the age of 70 years.
  • The residual age of the property as approved by the valuer of the Bank.

Source of Income

You can be:

  • Salaried professionals
  • Self employed like owner of a business, doctor, lawyer, chartered accountant, consultant etc.
  • Unemployed with earnings from sources like house rent etc.


All co-applicants need not be co-owners. But, all co-owners of the property will have to be co-applicants. One can add their friends and family members as co-applicants.


If your property is free from any debts or loans and if property is not under construction, then you can get:

  • Loan against Residential Property (vacant, self-occupied or rented)
  • Loan against Commercial Property (self-occupied or rented)

Documents Needed

KYC Documents

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence
  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across

Property Papers

  • Title Deeds including the previous chain of the property documents
  • Proof of no encumbrances on the property
  • Approved plan if applicable
  • Declaration and documents clearly stating the end use of the loan
  • Own Contribution Proof

Income Proofs

  • Last 3 months' Salary Slips
  • Last 6 months' Bank Statements, showing salary credits
  • Latest Form-16 and IT returns
  • Last 6 months' Bank Statements showing repayment of any ongoing loans
  • Employment Contract / Appointment Letter in case current employment is less than 1 year old